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Understanding Property Taxes in Georgia

Property Taxes in Georgia


Property taxes might seem like a dry topic, but as agents we're to guide you through it. Whether you’re a new homeowner or a seasoned one, understanding how property taxes work can help you plan your finances better. So let’s take a detailed look! This is short, concise guide that will help anyone, whether you know something about doing property taxes or nothing at all.

Atlanta, Georgia

Part 1: What Are Property Taxes?

Property taxes are your contribution to the community. They fund schools, police, fire services, and more. They’re a way to ensure that everyone chips in to keep our neighborhoods great!

How They're Used

  • Education: A significant portion of your property taxes goes to local schools.

  • Public Safety: These funds help keep our police and fire departments running.

  • Infrastructure: This includes roads, bridges, and other public facilities

Part 2: Calculating Property Taxes

Understanding how property taxes are calculated is essential for budgeting.


Your property is assessed by a county appraiser, usually at 40% of the market value.

Different areas have different tax rates called "millage rates," expressed per $1,000 of assessed value. Multiply your assessed value by the millage rate, and voila! That's your property tax.

  • Frequency: Usually done annually.

  • Appeals: If you disagree, you can appeal. Knowing your rights is key!

Millage Rate

  • Understanding the Rate: The millage rate can vary widely based on your location within Georgia.

  • How It's Set: Local governments, school boards, and other authorities determine the millage rate.

Exemptions and Credits

  • Homestead Exemption: For primary residences, it can save you a lot!

  • Special Exemptions: Seniors, veterans, and disabled individuals might be eligible for more.

Part 3: Homestead Exemptions in Detail

If Georgia is your primary residence, don't miss the homestead exemption!

How to Apply

  • Documents Needed: You'll need proof of residence, like a driver's license or utility bill.

  • Where to Apply: Your county tax commissioner's office is the place to go.

Types of Exemptions

  • Standard Homestead Exemption: The most common type.

  • Additional Exemptions: Various counties offer extra exemptions, so explore them all.

Part 4: Paying Your Property Taxes

Don’t let property tax bills catch you by surprise!

When to Pay

  • Bills: Typically sent in the fall.

  • Payment Timeline: Usually, you have 60 days to pay.

How to Pay

  • Online Payment: Convenient and quick.

  • Traditional Methods: Mail or in-person options are still available.

Part 5: Tips for New Homeowners and Sellers

Buying or selling? Here’s what you need to know:


  • How It Works: Property taxes are divided between the buyer and seller when a property changes hands.

  • Understanding Escrow: It’s an account that holds funds for property taxes and insurance.

  • Watch Out: Sometimes, local improvements can lead to additional charges.

Part 6: Staying Informed and Finding Help

Navigating property taxes might seem tough, but help is available!

Where to Get Help

  • Local Offices: Your tax commissioner's office is a valuable resource.

  • Professionals: Real estate agents and tax professionals can assist you.

Stay Updated

  • Local Websites: Keep an eye on county and city websites for essential updates.

  • Community Meetings: These can be an opportunity to understand changes in tax laws.


Understanding property taxes in Georgia is not only about paying a bill. It’s about being an informed and engaged member of your community. Whether you need help assessing your property, understanding exemptions, or just want to know where your tax dollars go, remember that your friendly local real estate agent is always here.

If you want more information, and a little more in depth explanation you can reach us at 678-981-9110.


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